Travel Insurance for Nonrevs?

Hi All, I am just beginning a search on this, and when I find out stuff, I'll be sure to share, but I was just wondering if any of you fellow non-revvers had solved this question. What kind of travel insurance should you use as a nonrev? I have a credit card that covers cancelled/ delayed flights, but honestly I don't even consider that as viable since with flying as a nonrev the most you have to show is paying the taxes. Cancelled hotels might work, but they may deny that because you didn't get there because you got bumped -been there, done that, spent 150E on a charming B&B I never got to stay in.

Really, what I am interested in is medical evac. I just don't want it affected by a back door denial based on being a nonrev. I have heard of Travel Nomad, has anyone used them? AAA? When I was young, I never even thought to do this, but getting older makes you wary of this kind of thing!

Any ideas?
Many thanks!
Wills