Thanks so much. I saw a new policy and I was very curious. I went back and forth on details, altitude, etc. This is the deal I was considering:
Mystery Travel Offers and Auctions | Luxury Link
It the Banyan Tree Ringha and I doubt it will go over a couple hundred bucks. I could go in June and it's tempting. Too much trouble, and, it's not even on my list! Oh, well...