VA like mortgage?

[29palms]

The other credit union offering 100 percent financing and no PMI is......NASA FEDERAL CREDIT UNION. Here is the program for their mortgage.

Looking for the right mortgage? Exhausted by the typical pitfalls of the process?NASA FCU can help. Our $0 DOWN fixed-rate mortgage doesn’t require Private Mortgage Insurance (PMI). This is unique because conventional lenders will require PMI when your down payment is less than 20% of the home purchase. So, now you can concentrate on the things you need for your new home – instead of a down payment. GO HERE for a link.

https://www.nasafcu.com/mortgagespecial/

And unlike membership at Navy Federal Credit Union, there is a back door in getting in.....here are the eligibility requirements to join.

There are several ways you are eligible for NASA Federal Credit Union membership:

• I am an employee or retiree of NASA Headquarters, any NASA Center or Facility, or NAS.
• I am an employee or a member of one of 900 NASA Federal Credit Union partner companies or associations.
• I am a relative or household member of a current NASA Federal Credit Union member.
• Help me open an account another way. A complimentary membership to the National Space Society (NSS) entitles you to join NASA FCU.

There are no fees to open an account at NASA FCU; just open a Savings Account with an opening deposit of at least $5.

So there you have it. Anyone can join by joining National Space Society. You don't have to continue to pay year after year either. Here is the link to their membership page. Join them I think its only a donation, and you get to join NASA FCU. NSS Membership Portal Page but there are others you can join too......

Joining one of these Associations makes you instantly eligible to join NASA Federal Credit Union.

Below is a list of Associations whose members are eligible to join the Credit Union by virtue of their Association membership. Once you join an approved association, you may complete a membership application to join the Credit Union.

• American Association for the Advancement of Science (AAAS) - www.aaas.org
  AAAS is an international non-profit organization dedicated to advancing science around the world by serving as an educator, leader, spokesperson and professional association. In addition to organizing membership activities, AAAS publishes the journal Science, as well as many scientific newsletters, books and reports, and spearheads programs that raise the bar of understanding for science worldwide. AAAS seeks to advance science, engineering, and innovation throughout the world for the benefit of all people.Join today.
• American Astronautical Society - http://astronautical.org
  The AAS is the premier independent scientific and technical group in the United States exclusively dedicated to the advancement of space science and exploration. You can join for as low as $35. Join today.
• American Astronomical Society - www.aas.org
  The American Astronomical Society, established in 1899, is the major organization of professional astronomers in North America. The basic objective of the AAS is to promote the advancement of astronomy and closely related branches of science. The fee to join is as low as $48. Join today.
• American Geophysical Union - www.agu.org
  The American Geophysical Union (AGU), which was established in 1919, is a nonprofit corporation dedicated to the furtherance of the geophysical sciences through the individual efforts of its members and in cooperation with other national and international scientific organizations. Join today.
• American Society for Microbiology (ASM) - www.asm.org
  The American Society for Microbiology, ASM, is the world's largest scientific society of individuals interested in the microbiological sciences. The mission of the American Society for Microbiology is to advance the microbiological sciences as a vehicle for understanding life processes and to apply and communicate this knowledge for the improvement of health and environmental and economic well-being worldwide. To achieve these goals, ASM will: Support programs of education, training and public information; Publish journals and books; convene meetings, workshops and colloquia; Promote the contributions and promise of the microbiological sciences; Recognize achievement and distinction among its practitioners; Set standards of ethical and professional behavior. Join today.
• Consumer Electronics Association (CEA) - www.ce.org
  CEA’s mission is to grow the consumer electronics industry. The Consumer Electronics Association unites 2200 companies within the consumer technology industry. Members tap into valuable and innovative members-only resources: unparalleled market research, networking opportunities with business advocates and leaders, up-to-date educational programs and technical training, exposure in extensive promotional programs, and representation from the voice of the industry, CEA, promoting and advancing member needs and interests. Join today.
• The Mars Society - www.marssociety.org
  The Mars Society is the world’s largest non-profit space advocacy group dedicated to the human exploration and settlement of the planet Mars. Established in 1998 by Dr. Robert Zubrin and others, the organization works to educate the public, the media and government on the benefits of exploring the Red Planet. Society activities include public outreach and educational programming, the annual University Rover Challenge, privately-funded research, seasonal Mars habitat simulations in the Utah desert and the Canadian arctic, chapter meetings in the U.S. and around the world and the annual International Mars Society Convention. Join today.
  
  
• Mathematical Association of America - http://maa.org
  The MAA is a non-profit, independent, membership organization and is the largest professional society that focuses on mathematics accessible at the undergraduate level. It has been providing mathematicians with the best expository articles, engaging problems, and articles devoted to teaching collegiate mathematics. Join today.
• Moon Society - www.moonsociety.org
  The Moon Society seeks to inspire and involve people all over the world in the continued study and exploration of the Moon with the goal of accelerating the day when there will be civilian settlements on the Moon – making use of local resources through private enterprise both to support the pioneers themselves and to help alleviate Earth's stubborn energy and environmental problems. The fee to join is as low as $20. Join today.
• National Space Society - www.NSS.org
  The National Space Society (NSS) is an independent, educational, grassroots nonprofit organization dedicated to the creation of a spacefaring civilization. NSS is widely acknowledged as the top citizen's voice on space. The fee to join is as low as $20. Join today.
• The Montgomery County Road Runners Club - www.MCRRC.org
  The MCRRC is one of the largest, most active running clubs in the nation. It offers programs and opportunities for all types of runners, from newcomers to experienced. The fee to join is $35. Join today.
• Women in Aerospace (WIA) - www.womeninaerospace.org
  WIA is dedicated to expanding women's opportunities for leadership and increasing their visibility in the aerospace community. Our membership * women and men * shares an interest in a broad spectrum of aerospace issues, including human space flight, aviation, remote sensing, satellite communications, robotic space exploration, and the policy issues surrounding these fields. Our member programming is directed toward issues of importance to the aerospace industry as a whole, and focuses on specific topics of interest to our members. Join today.
• WTPF - The Business Forum for HR Professionals - http://wtpf.org
  Founded as the Washington Technical Personnel Forum in 1960, WTPF pledges to provide their members with the knowledge, tools and professional networks needed to advance their careers. WTPF is the only local area HR professional association that addresses the unique needs of the mid-career HR practitioner working in the professional services industry. With more than 500 individuals coming from Washington's top government contracting, technology, engineering and financial services organizations actively involved in the organization, WTPF delivers high impact, quality services to its members at a reasonable cost. Join today.

Once you become a member of one of these associations and you join the Credit Union, you do not have to maintain your Association membership in order to maintain your Credit Union membership.


Why put money down. Why pay PMI and why stick with a bank?