Boss budgets and watches it all like a hawk. I know my expenditures are pretty steady and I keep a travel account w/$ from parents' estate. We're on a special mortgage pay down program--it gets financed by his paycheck and is paid everyday.
We're only 5yrs from his early retirement, so it's important with college, child support, medical for me, to be on it like a dog on a sock. USAA has some great programs.
I think my new car will be USAA discount--my 1995 Mitsubishi w/180K miles is getting really cranky.