Likewise, I've not had that problem. I usually have made my flights by planning ahead, checking the loads. I've had some nonrev friendly hotels that would require only a phone call if I couldn't make my flight, but I can't remember which one was that helpful, and didn't even ask for my credit card information either until I arrived. Maybe it was the Golden Nugget??? 3 days before arrival on cancellation seems a bit stiff to me. Usually only 24-48 hours for cancellation on most of my hotel bookings.