Oh yeah, if you've already got an account that's one thing. I just love that they have a branch across the street from work. I'm on a first-name basis with one of the tellers there, and sometimes if I'm a little busy I'll send him an email. If something will take some time, he'll take care of me and call back 15 minutes later with a follow up. Couldn't ask for better service than that! And I also got a car loan from them, 1.99%. Awesome rate!
Spongebue - NonRev Correspondent - U.S./Midwest Region
I went via PENFED for a zero percent car loan for 4 years. You heard me right. ZERO!!! You can't beat PENFED for the car loan rates. That was the main reason I carried them, just for the car loans. Navy Federal is classified a military credit union. Not just anyone can join. No back door here. You have to be military or DOD personell and family. Penfed is the same give or take though there is a back door and anyone here can join them. And I highly recommend them. I use USAA for P&C insurance. Not for banking. I don't do banks.
Here are some credit unions anyone can join that are very good. Pays to bounce them around with Alliant or any other airline affiliated credit union. Note that Alliant has a wide range of membership and not only confined to airlines. Most of Chicago residents can join.
Nasa Federal Credit Union
Pentagon Federal Credit Union
State Department Federal Credit Union
PS. NFCU car loan rate is at 1.79% for new cars up to 60 months and late model cars. (Note, with 25 years membership, I can knock out another .25% but Penfed still better rate here).
PENFED car loan new and used at 1.49% up to 60 months. They have a car buying online only promotion of .49% and the Zero percent 48 months for the Enterprise car.
Last edited by 29palms; 21-Nov-2012 at 04:41 AM.
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