I am looking at the Chase Sapphire card as it has $300 credit towards airline fees and is PRIMARY insurance for rental cars. It has the Priority Pass but not other lounge access like the Platinum card. After the airline credit it would put it at $150 annually. It just hard to justify the card due to the annual fee. The Sapphire card also right now has a 100,000 airline miles if you sign up and spend $4000 in first 3 months.