Retiree employee sponsored medical plans

**29palms** · 02-Apr-2013, 10:50 PM

Does any of your airlines have a medical benefits plan upon retiring? I see UAL had one called United employees medicare medical benefits plan, but I know nothing of this aside what I saw online. I'm curious to know if this will be negotiated upon our latest union contract. Probably be some give and take here. UAL lost their pensions to the PBGC whereas CAL maintains their company sponsored defined pension plan. I'm wondering how these subjects will be negotiated. CAL had no such thing regarding a retiree medicare medical benefit plan. They are both worth their weight in gold.

**ATG-DL** · 07-Apr-2013, 02:42 AM

if i remember correctly the last package that DL offered, included medical.

**29palms** · 07-Apr-2013, 08:14 AM

Originally Posted by ATG-DL

if i remember correctly the last package that DL offered, included medical.

I'm talking retiree medical. Not regular medical plans that most jobs have. Like a supplement to medicare or something. The one I was reading from UAL seemed to offer something like 80/20 AFTER MEDICARE and DEDUCTIBLES. Whatever that means. I take it like after medicare is done with you and you owe say 1k in deductables, then UAL comes in and covers 80 percent of THAT bill. I don't know if this is correct, but there is something on the web regarding that. That would be a super plan. Don't know anything about it, nor don't know if this is being discussed with the merger integration talks.

**spongebue** · 07-Apr-2013, 10:44 AM

That's pretty common to have an 80/20 deal like that. I'm pretty sure the term is "coinsurance" and there's usually an out of pocket maximum, I think also called a stop payment. Once you hit that, it's covered by insurance 100%.